Credit Assistance Programs
Auto Loan Options for All Credit Types in Louisiana
At Team Honda of Acadiana, we believe everyone deserves a second chance. Whether you’ve experienced a bankruptcy, repossession, or are simply a first-time buyer with no credit history, our Credit Assistance Program is designed to get you behind the wheel of a reliable new or used Honda. Our finance experts work with top lenders across Louisiana to provide affordable car financing for drivers in Lafayette, Broussard, and the surrounding areas.
- Foreclosure?
- Bankruptcy?
- Divorced?
- Repossession?
- First-Time Buyer?
What You’ll Need to Apply for Financing
To help us speed up your auto loan application, please bring the following documentation:
- Valid Driver’s License – Must not be expired or suspended.
- Proof of Insurance – Include agent name and phone number.
- Proof of Residency – Recent utility bill with your name and address.
- Proof of Employment – Recent pay stub or tax returns for self-employed applicants.
- Personal References – At least 6 references with full contact details.
- Phone Number Verification – Must be active and in your name.
Frequently Asked Questions – Credit Help in Lafayette, LA
Can I get financing with bad credit?
Yes! We specialize in helping customers with bad credit or no credit at all through our Credit Assistance Program.
Can I apply if I’ve never had a car loan before?
Absolutely. We offer programs for first-time buyers to help establish a solid credit history.
How do I start the credit process?
Start by getting pre-approved online. Our team will contact you with personalized options.
Is there a program for recent college graduates?
Yes! Ask us about our Honda College Graduate Program for exclusive financing benefits.
What if I’m currently in a Chapter 13 bankruptcy?
We can help. You’ll need to provide court authorization to incur new debt—our finance team will guide you through every step.
Bring These If They Apply to You:
- Trade-in Vehicle Title
- Bankruptcy Discharge Papers
- Authorization to Incur Debt (for active Chapter 13)